What are debt emergencies

Debt emergencies are things like:

  • court action
  • bailiff action
  • disconnection of essential services
  • eviction for mortgage or rent arrears

Get free, independent debt advice urgently.

A debt adviser will be able to talk to the court, bailiff or creditor on your behalf. They will also advise you on what to do next.

Always turn up to a court hearing. It gives you the chance to come to an agreement.

If you don't go, a decision might be made without taking into account information about your situation. If you are there you can tell the court what's happening and it might help them to reach a decision that is better for you.

Some courts use advice organisations such as Shelter or Citizens Advice who will be able to give you some pre-hearing advice on what to do. If you're due in court within 24 hours, ask if there is someone you can speak to before your case is heard.

If you are having a debt emergency make contact with our team on 0300 303 8588 and we will ensure that you get the specialist help you need.

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